01Who we are
Jotly is provided by its developer (“we”, “us”). These terms are an agreement between you and us.
02What Jotly is
Jotly is an iPhone app for recording and reviewing your personal expenses. It is a record-keeping tool. Nothing in the app — including budgets, insights or notes about your spending — is financial, tax or investment advice.
03Free trial and subscription
- New subscribers get one month free. After the trial, the subscription costs $4.90 per month, or the local equivalent shown in the App Store.
- Payment is charged to your Apple ID. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period.
- You can manage or cancel your subscription in iOS Settings → [your name] → Subscriptions.
- Refunds are handled by Apple under its own policies.
04Your data
You own the information you enter. It is stored on your device and, if enabled, in your iCloud account (see the Privacy Policy). You are responsible for keeping your device and iCloud backups; Jotly offers CSV export so you can keep your own copy.
05Exchange rates
Currency conversions use daily reference rates from a third-party provider. They are indicative and may differ from the rate your bank or card issuer actually charged. Do not rely on them for accounting or tax purposes.
06Acceptable use
Don’t reverse-engineer, resell or misuse the app, or use it in a way that breaks the law or Apple’s App Store rules.
07Intellectual property
The Jotly name, logo, design and software belong to us. These terms give you a personal, non-transferable licence to use the app; they don’t transfer any ownership.
08Disclaimers and liability
Jotly is provided “as is”. We work to keep it accurate and available, but we don’t guarantee it will be error-free. To the extent the law allows, we are not liable for indirect or consequential losses, and our total liability is limited to the amount you paid for Jotly in the 12 months before the claim. Nothing here limits rights you have under consumer law that can’t be excluded.
09Apple
These terms are between you and us, not Apple. Apple is not responsible for the app or its content, has no obligation to provide support for it, and is a third-party beneficiary of these terms.
10Governing law
These terms are governed by the laws of the Republic of Armenia, without affecting any mandatory consumer protections in the country where you live.
11Changes and contact
We may update these terms. If a change is significant we’ll tell you in the app before it applies. Questions: support@jotly.info.